I just want to take a moment to reflect on the past year. I want to thank everyone from my clients, family and friends, as well as my Vantage family and other colleagues in the industry for always offering support and encouragement. This year has been one of many changes and transitions and with that comes struggles, heartache and upset, but thanks to all these wonderful people in my life I have the strength and perseverance to push through all the hard times and come out on